PRICING
Unsure if you need a financial advisor? Do you already have a financial advisor? Contact us for an independent evaluation on the strengths and areas of improvement for your financial plans for the future.
Personal Financial Planning Evaluations
Foundational
Designed for individuals seeking a focused retirement readiness review
Starting at $750
Estimated Time Required: 4-6 hours (assume 6)
Written Summary + Meeting
A personalized written summary and consultation meeting provide clear next steps and actionable recommendations. This collaborative review ensures you fully understand your financial strategy and available planning opportunities.
Diagnostic Report
Receive a detailed financial diagnostic report outlining key findings, opportunities, risks, and recommendations identified during the planning process. This report serves as a roadmap for improving financial organization and long-term planning.
Address the 37 Retirement Management Challenges
A comprehensive review designed to help identify and manage the many financial decisions that can impact retirement success. This process evaluates key areas such as income planning, investments, taxes, healthcare, risk management, and legacy goals to create a more coordinated retirement strategy.
Net Worth & Cash Flow Review
Gain a clear understanding of your overall financial picture through a detailed analysis of assets, liabilities, income, and expenses. This review helps identify opportunities to improve savings, increase efficiency, and align spending with long-term financial goals.
Retirement Projection Stress Test
See how your retirement plan may perform under different market conditions, inflation rates, healthcare costs, and life expectancy scenarios. Stress testing helps uncover potential risks and provides strategies to improve long-term financial confidence.
Investment Allocation Review
Evaluate whether your current investment portfolio matches your goals, time horizon, and risk tolerance. This review focuses on diversification, asset allocation, portfolio efficiency, and long-term investment discipline.
Insurance Gap Analysis
Review existing insurance coverage to determine whether there are gaps that could expose you or your family to unnecessary financial risk. Areas reviewed may include life insurance, disability coverage, long-term care, and liability protection.
Social Security Timing Analysis
Determine strategies for maximizing Social Security benefits based on your age, retirement timeline, income needs, and spousal considerations. Proper timing decisions can have a significant impact on lifetime retirement income.
Comprehensive
Deeper planning for pre-retirees and retirees seeking a more in-depth analysis
Starting at $1,500
Estimated Time Required: 8-12 hours (assume 12)
Diagnostic Report
Receive a detailed financial diagnostic report outlining key findings, opportunities, risks, and recommendations identified during the planning process. This report serves as a roadmap for improving financial organization and long-term planning.
Written Summary + Meeting
A personalized written summary and consultation meeting provide clear next steps and actionable recommendations. This collaborative review ensures you fully understand your financial strategy and available planning opportunities.
Address the 37 Retirement Management Challenges
A comprehensive review designed to help identify and manage the many financial decisions that can impact retirement success. This process evaluates key areas such as income planning, investments, taxes, healthcare, risk management, and legacy goals to create a more coordinated retirement strategy.
Net Worth & Cash Flow Review
Gain a clear understanding of your overall financial picture through a detailed analysis of assets, liabilities, income, and expenses. This review helps identify opportunities to improve savings, increase efficiency, and align spending with long-term financial goals.
Retirement Projection Stress Test
See how your retirement plan may perform under different market conditions, inflation rates, healthcare costs, and life expectancy scenarios. Stress testing helps uncover potential risks and provides strategies to improve long-term financial confidence.
Investment Allocation Review
Evaluate whether your current investment portfolio matches your goals, time horizon, and risk tolerance. This review focuses on diversification, asset allocation, portfolio efficiency, and long-term investment discipline.
Insurance Gap Analysis
Review existing insurance coverage to determine whether there are gaps that could expose you or your family to unnecessary financial risk. Areas reviewed may include life insurance, disability coverage, long-term care, and liability protection.
Social Security Timing Analysis
Determine strategies for maximizing Social Security benefits based on your age, retirement timeline, income needs, and spousal considerations. Proper timing decisions can have a significant impact on lifetime retirement income.
Tax Efficiency Review
Identify strategies that may help reduce unnecessary taxes over time through coordinated retirement income planning, investment placement, withdrawal strategies, and tax-aware financial decisions.
Estate Coordination Review
Review beneficiary designations, estate documents, and legacy planning considerations to help ensure your financial intentions are properly coordinated. This process works alongside your estate planning attorney and other professionals when appropriate.
Complex
Solutions for business owners and executives with more complex financial needs
Starting at $2,500
Estimated Time Required: 12–20 hours (assume 20)
Diagnostic Report
Receive a detailed financial diagnostic report outlining key findings, opportunities, risks, and recommendations identified during the planning process. This report serves as a roadmap for improving financial organization and long-term planning.
Written Summary + Meeting
A personalized written summary and consultation meeting provide clear next steps and actionable recommendations. This collaborative review ensures you fully understand your financial strategy and available planning opportunities.
Address the 37 Retirement Management Challenges
A comprehensive review designed to help identify and manage the many financial decisions that can impact retirement success. This process evaluates key areas such as income planning, investments, taxes, healthcare, risk management, and legacy goals to create a more coordinated retirement strategy.
Net Worth & Cash Flow Review
Gain a clear understanding of your overall financial picture through a detailed analysis of assets, liabilities, income, and expenses. This review helps identify opportunities to improve savings, increase efficiency, and align spending with long-term financial goals.
Retirement Projection Stress Test
See how your retirement plan may perform under different market conditions, inflation rates, healthcare costs, and life expectancy scenarios. Stress testing helps uncover potential risks and provides strategies to improve long-term financial confidence.
Investment Allocation Review
Evaluate whether your current investment portfolio matches your goals, time horizon, and risk tolerance. This review focuses on diversification, asset allocation, portfolio efficiency, and long-term investment discipline.
Insurance Gap Analysis
Review existing insurance coverage to determine whether there are gaps that could expose you or your family to unnecessary financial risk. Areas reviewed may include life insurance, disability coverage, long-term care, and liability protection.
Social Security Timing Analysis
Determine strategies for maximizing Social Security benefits based on your age, retirement timeline, income needs, and spousal considerations. Proper timing decisions can have a significant impact on lifetime retirement income.
Tax Efficiency Review
Identify strategies that may help reduce unnecessary taxes over time through coordinated retirement income planning, investment placement, withdrawal strategies, and tax-aware financial decisions.
Estate Coordination Review
Review beneficiary designations, estate documents, and legacy planning considerations to help ensure your financial intentions are properly coordinated. This process works alongside your estate planning attorney and other professionals when appropriate.
Business Owner Planning (8 Hours Minimum)
Customized financial planning for business owners focused on succession planning, retirement strategies, tax considerations, cash flow management, and business continuity. This service is designed to address the unique complexities business owners face.
Executive Compensation Planning (8 Hours Minimum)
Comprehensive analysis of executive compensation packages, including stock options, deferred compensation, retirement benefits, bonuses, and concentrated stock positions. The goal is to help executives make informed decisions that align with their financial objectives.
Business Retirement Plan Evaluations
Basic Plan Efficiency
Designed to help plan sponsors evaluate plan effectiveness, monitor service providers, and identify opportunities for improvement or cost savings while supporting prudent fiduciary practices.
Starting at $1,500
Estimated Time Required: 8-12 hours (assume 12)
Diagnostic Report
Receive a detailed financial diagnostic report outlining key findings, opportunities, risks, and recommendations identified during the planning process. This report serves as a roadmap for improving financial organization and long-term planning.
Written Summary + Meeting
A personalized written summary and consultation meeting provide clear next steps and actionable recommendations. This collaborative review ensures you fully understand your financial strategy and available planning opportunities.
Investment Lineup Benchmarking
Evaluate your retirement plan’s investment options against industry standards, peer plans, and performance benchmarks. This review helps determine whether participants have access to competitive, cost-effective, and appropriate investment choices.
Service Providers Fee Benchmarking
Analyze the fees charged by recordkeepers, administrators, advisors, and other plan service providers to determine competitiveness and value. Benchmarking helps plan sponsors better understand total plan costs and fiduciary responsibilities.
Revenue Sharing Review
Review revenue sharing arrangements within the retirement plan to identify how fees are allocated and whether compensation structures are transparent and reasonable. This process helps improve fee awareness and plan efficiency.
408(b)(2) Review
Examine required fee disclosures and service agreements under ERISA Section 408(b)(2) to help ensure plan sponsors understand the compensation paid to service providers and meet fiduciary oversight obligations.
404(c) Compliance Review
Assess whether the retirement plan is structured to meet ERISA Section 404(c) requirements, which may provide fiduciary protection when participants direct their own investments. This review focuses on participant disclosures, investment access, and compliance procedures.
Investment Policy Statement Review
Review and evaluate the plan’s Investment Policy Statement (IPS) to ensure it reflects the goals, governance process, and fiduciary standards of the retirement plan. An effective IPS helps establish consistency in investment oversight and decision-making.
Fiduciary Checklist
A structured fiduciary review process designed to help plan sponsors monitor responsibilities, document prudent decision-making, and maintain consistent retirement plan governance practices.
Participation & Deferral Analysis
Analyze employee participation rates, contribution levels, and deferral trends to identify opportunities for improving retirement readiness and increasing plan engagement among employees.
Plan Stress Test
Evaluates how the current plan structure performs under various scenarios, helping business owners identify strategies to improve employee participation, retirement readiness, and overall plan effectiveness.
Starting at $2,500
Estimated Time Required: 12–20 hours (assume 20)
Diagnostic Report
Receive a detailed financial diagnostic report outlining key findings, opportunities, risks, and recommendations identified during the planning process. This report serves as a roadmap for improving financial organization and long-term planning.
Written Summary + Meeting
A personalized written summary and consultation meeting provide clear next steps and actionable recommendations. This collaborative review ensures you fully understand your financial strategy and available planning opportunities.
Investment Lineup Benchmarking
Evaluate your retirement plan’s investment options against industry standards, peer plans, and performance benchmarks. This review helps determine whether participants have access to competitive, cost-effective, and appropriate investment choices.
Service Providers Fee Benchmarking
Analyze the fees charged by recordkeepers, administrators, advisors, and other plan service providers to determine competitiveness and value. Benchmarking helps plan sponsors better understand total plan costs and fiduciary responsibilities.
Revenue Sharing Review
Review revenue sharing arrangements within the retirement plan to identify how fees are allocated and whether compensation structures are transparent and reasonable. This process helps improve fee awareness and plan efficiency.
408(b)(2) Review
Examine required fee disclosures and service agreements under ERISA Section 408(b)(2) to help ensure plan sponsors understand the compensation paid to service providers and meet fiduciary oversight obligations.
404(c) Compliance Review
Assess whether the retirement plan is structured to meet ERISA Section 404(c) requirements, which may provide fiduciary protection when participants direct their own investments. This review focuses on participant disclosures, investment access, and compliance procedures.
Investment Policy Statement Review
Review and evaluate the plan’s Investment Policy Statement (IPS) to ensure it reflects the goals, governance process, and fiduciary standards of the retirement plan. An effective IPS helps establish consistency in investment oversight and decision-making.
Fiduciary Checklist
A structured fiduciary review process designed to help plan sponsors monitor responsibilities, document prudent decision-making, and maintain consistent retirement plan governance practices.
Participation & Deferral Analysis
Analyze employee participation rates, contribution levels, and deferral trends to identify opportunities for improving retirement readiness and increasing plan engagement among employees.
Plan Design Stress Test
Evaluate the effectiveness of the retirement plan design under different scenarios, including workforce demographics, contribution behavior, compliance testing, and employer objectives. This analysis helps identify opportunities to improve outcomes for both the company and employees.