What kind of future do you want for you, your family, and your business?
KO Financial has a wealth of expertise in qualified retirement plans, employee benefit plans, personal retirement planning, and wealth management.
Independent Financial Advice in Northern Virginia
Financial guidance you can count on from an experienced registered Investment Advisor
There are plenty of financial advisors out there. Here’s what makes working with KO Financial different.
KO Financial is an independent, SEC-registered investment advisor serving individuals, retirees, and business owners in Northern Virginia.
No big-bank affiliations. No hidden agendas. Just honest, personalized advice built around your goals.
Locally Accessible
Based in Leesburg, VA
Our office is right here in the community. You can walk in, sit down, and have a real conversation, or we can come to you — not a call center experience.
Independent
No institutional Ties
We’re not affiliated with any particular bank, insurance company, or brokerage firm. That means our only loyalty is to you — full stop.
Fair pricing
Competitive fees
Our fees are clear and competitive. You’ll always know what you’re paying and exactly what you’re getting in return.
Employee benefits
401(k) & insurance plans
We work with local business owners to create and manage employee retirement and benefits programs, providing guidance through the legal landscape so they can focus on what matters most.
Personal service
Know who you're talking to
We believe good financial advice starts with a personal relationship. Every client works one-on-one with our advisor from the very first conversation.
Succession Plan
No expiration date for your plan
We have a formal succession plan in place with a local fellow consultant, so in an emergency, your financial plan will carry forward seamlessly.
TRUSTED PLATFORMS & PARTNERS
Fidelity Investments
Custodian
Dimensional Fund Advisors
Investment management
Asset Dedication
Asset management
WealthTrace
Retirement planning software
Increase the value of your business by transferring certain fiduciary responsibilities, and by increasing the value and ROI of your employee benefit and qualified retirement plans.
- Overall Financial Planning
- Investment Management
- Retirement Planning
- Insurance & Risk Management
- Estate Planning
- Business Planning
- Cash Flow & Budgeting
- Financial Behavioral Coaching
KO Financial advisors brings a wealth of experience and smart thinking to bear for each of our clients, whether individuals or businesses. We help you address the personal financial planning and investment management challenges you face, while helping you secure your future. We help corporate clients increase the value of their business, by assuming certain fiduciary responsibilities, and by increasing the value and ROI of their employee benefit and qualified retirement plans. These plans may benefit all employees or a chosen individual or group. At the same time, we work with the employer, in helping certain senior employees develop and execute their personal retirement plans, thereby, reducing employer financial and legal liabilities, and securing the future for their most valued employees and their families. Our open architecture enables us to partner with outside affiliates not tied to one institution. And you’ll always receive a high degree of attention, personalization, access, and transparency.
Kevin O'Neil
Chartered Financial Consultant
Kevin O’Neil brings more than four decades of experience with expertise in wide-ranging financial matters, including retirement planning, 401k plans, taxation, estate planning, investment management and employee benefits.
He holds the Chartered Financial Consultant certification from The American College of Financial Services, one of the most comprehensive financial planning credentials available. He also graduated from Duquesne University, and has been married for four decades with three children and six grandchildren.